Free planning tool for real estate agents
See what a closing may actually add to your business after the brokerage split, referral percentage, flat fees, and your expected volume.
Use the fields below for a quick, transparent estimate. Enter the full property sale price and the commission rate paid on your side of the transaction. Then tell us how your brokerage split works. A split of 70 means you keep 70% of the gross commission after the brokerage share is applied.
Start with the commission rate that applies to your side of the transaction, not necessarily the total commission shown in a listing agreement. If you are representing both sides, use the combined rate only when that income is actually payable to you and permitted by your brokerage and local rules.
At 2.5%, gross commission is $11,250. With a 70% agent split, the brokerage share is $3,375. A 25% referral costs $2,812.50, and $250 in flat fees brings estimated net commission to $4,812.50. Twelve similar closings would project $57,750 before taxes and broader operating expenses.
For a fuller view of one transaction, compare this result with the property profitability calculator, which accounts for deal costs and time. The free tools library has more practical planning tools, while NetCloseHQ helps you keep the final commission record with expenses and receipts.
Save the closing date, property, gross commission, brokerage deduction, referral invoice, transaction fees, and deposit amount. That trail makes your estimate easy to reconcile and gives your tax professional useful context. It also helps you identify whether a high-volume strategy is producing worthwhile net income.
Run several scenarios rather than relying on one optimistic deal. Try a conservative sale price, a higher referral cost, and fewer closings. Then compare the result with your actual deposits each month. A simple range can support decisions about lead spend, savings, and when to reserve cash for quarterly obligations.
Remember that commission timing matters. A signed agreement may still be weeks or months from payment, and amendments can change the final amount. Keep a separate list of pending, closed, and paid transactions so your forecast does not accidentally treat pipeline value as available cash.
A useful estimate becomes more valuable when you can explain the difference between the estimate and the final deposit. Keep the settlement statement, brokerage remittance, referral invoice, and any client-facing expense receipts together. If mileage was part of the work, review the mileage deduction calculator; for a broader tax reserve, use the quarterly tax calculator. The agent expense checklist can help you spot costs that belong in your annual plan. These companion tools do not change this commission estimate, but they help turn one closing into a more complete view of business cash flow.
Usually enter the rate payable to your side. If your agreement gives you a different amount, use the rate that matches your expected gross commission.
Yes. Combine the team or brokerage arrangement into the percentage you keep, or include an additional deduction in flat fees when that better matches your agreement.
Deposits can exclude later adjustments, tax withholding, recurring fees, or amounts held by a brokerage. Reconcile the settlement statement and ledger, not just the bank notification.
Track commissions, expenses, mileage, and receipts in one workspace built for solo agents.
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